Current Rates
Rates are effective as of 03/31/25. Rates Subject to Change Without Notice. |
Certificates of Deposit
| Term | Minimum Opening Balance | Minimum Balance To Obtain APY* | Interest Rate | APY* |
|---|---|---|---|---|
| 91 Day | $1,000 | $1,000 | 1.00% | 1.00% |
| 6 Month | $1,000 | $1,000 | 4.02% | 4.10% |
| 12 Month | $1,000 | $1,000 | 4.26% | 4.35% |
| 18 Month | $1,000 | $1,000 | 2.23% | 2.25% |
| 24 Month | $1,000 | $1,000 | 3.68% | 3.75% |
| 36 Month | $1,000 | $1,000 | 3.68% | 3.75% |
| 48 Month | $1,000 | $1,000 | 1.98% | 2.00% |
| 60 Month | $1,000 | $1,000 | 1.98% | 2.00% |
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Savings and Checking Accounts
| Product | Minimum Opening Balance | Minimum Balance To Obtain APY* | Interest Rate | APY* |
|---|---|---|---|---|
| Money Market | 0.15% | |||
| Money Market | $10,000 | $10K - $24,999 | 0.20% | 0.20% |
| Money Market | $10,000 | $25k - $49,999 | 0.20% | 0.20% |
| Money Market | $10,000 | $50k - $99,999 | 0.23% | 0.23% |
| Money Market | $10,000 | $100k - $249,999 | 0.25% | 0.25% |
| Money Market | $10,000 | $250,000 + | 0.27% | 0.27% |
| My Choice Savings | $25 | $1 | 0.15% | 0.15% |
| My Super Savers | $1 | $1 | 0.15% | 0.15% |
| Club Accounts | $5 | $5 | 0.20% | 0.20% |
| High Yield Savings | $25 | $1 | 4.16% | 4.25% |
| My Elite Checking | $50 | $1,000 | 0.15% | 0.15% |
| My Elite Checking | $50 | $10,000 | 0.15% | 0.15% |
| My Elite Checking | $50 | $20,000 | 0.25% | 0.25% |
Individual Retirement Account
| Term | Minimum Opening Balance | Minimum Balance To Obtain APY | Interest Rate | APY* |
|---|---|---|---|---|
| 18 Month (w/ Checking) | $250 | $250 | 3.44% | 3.50% |
Community Savings does not provide tax advice. Consult your tax professional for IRA rules and tax implications. Certain restrictions apply.
* Annual Percentage Yield – APY Annual Percentage Yields (APYs) are accurate as of date stated above. Minimum deposit to open account and minimum balance to obtain APY indicated in table. CDs are subject to penalty for early withdrawal. Fees on deposit accounts may reduce earnings. Rates are subject to change at any time.
