Privacy Policy

Privacy Statement

FACTS WHAT DOES MY COMMUNITY SAVINGS DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing
Reasons we can share your personal information Does My Community Savings share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes—
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—
information about your transactions and experiences		 No Not Shared
For our affiliates’ everyday business purposes—
information about your creditworthiness		 No Not Shared
For affiliates to market to you Yes No
For non–affiliates to market to you Yes Not Shared
Questions? If you have any questions regarding this notice or the information shared by us, you may reach us in a manner that is convenient to you:
Who we are
Who is providing this notice? Community Savings
What we do
How does Community Savings protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.  We maintain physical, electronic, and procedural safeguards that comply with federal regulation to guard your nonpublic personal information.
How does Community Savings collect my personal information? We collect your personal information, for example, when you:

  • Apply for a loan – or
  • Deposit money – or
  • Give us your employment history – or
  • Open an account – or
  • Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, and other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your credit worthiness.
  • Affiliates from using your information to market to you.
  • Sharing for non-affiliates to market you.

State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

  • Community Savings has no affiliates
Nonaffiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Community Savings does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other Important Information
You can help protect your privacy by using caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of the bank and asks for your account number or any other identifying or account-related information, you should beware.

Community Savings does not ask bank customers for personal information via email or phone. Anyone who receives an email or phone call that claims to be from Community Savings and asks for account information should consider it to be a fraudulent attempt to obtain their personal account data and should not follow the instructions in the email or over the phone.